The page shows ordinary duty, exemption savings and the estimated duty payable without mixing in legal or valuation fees.
Finance calculator
Malaysia Housing Stamp Duty Calculator
See transfer and loan-document stamp duty separately before adding legal fees and other purchase costs.
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No account. Formula and assumptions are shown below.
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Housing stamp duty details
Formula & disclaimer
Transfer Duty = progressive 1% / 2% / 3% / 4% bands; Loan Agreement Duty = RM5 per RM1,000
View assumptionsFormula reviewCalcs at Hand Editorial TeamVerified 27 August 2026 · automated checks included
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How to read this result
Three useful checks, kept deliberately short.
A RM500,000 first home with a RM450,000 loan: Calculate ordinary transfer duty by price bands · Calculate loan agreement duty at RM5 per RM1,000 · Apply the selected 2026–2027 first-home exemption when eligible.
The exemption selection should be used only when the buyer and transaction meet the legal conditions; confirm eligibility and instrument treatment with the solicitor or HASiL.
Formula and assumptions
Transfer Duty = progressive 1% / 2% / 3% / 4% bands; Loan Agreement Duty = RM5 per RM1,000Transfer duty is generally based on the higher of consideration or market value. Loan agreement duty is estimated separately from the financing amount.
Keep in mind: Stamp-duty treatment depends on the legal instruments, market value, buyer eligibility and current exemptions. Confirm before signing.
Monitored dataApplied basis: Stamp-duty bands and Budget 2026 first-home measureSource checked 2026-08-27 · next scheduled check 2026-10-31HASiL · Ministry of Finance
Produced byCalcs at Hand Editorial Team
Last formula check27 August 2026
Review methodKnown examples + boundary cases
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