The employee deduction and employer-funded portion are shown separately rather than being combined into take-home pay.
Finance calculator
EPF Contribution Calculator Malaysia
See employee and employer EPF shares separately, including current options for Malaysians and non-Malaysian employees.
Calculated privately on your device
No account. Formula and assumptions are shown below.
Calculator inputs
EPF contribution details
Formula & disclaimer
Monthly EPF = Employee Share + Employer Share under the applicable Third Schedule category
View assumptionsFormula reviewCalcs at Hand Editorial TeamVerified 27 August 2026 Β· automated checks included
Saved on this device
Resultβ
Projection
Move across the chart, drag the slider, or use the arrow keys.
Formula & details
Calculation
View period breakdown
More actions
Compare scenarios
How to read this result
Three useful checks, kept deliberately short.
A Malaysian employee below 60 earns RM5,000 a month: Apply the employee share category Β· Apply the employer rate for wages at or below RM5,000 Β· Show both shares and their one-year accumulation.
This tool approximates that schedule by moving wages to the next RM20 band. Confirm the final payroll amount against the current KWSP table.
Formula and assumptions
Monthly EPF = Employee Share + Employer Share under the applicable Third Schedule categoryFor wages of RM20,000 and below, employers must use the EPF Third Schedule wage ranges rather than simply multiplying the exact salary by a percentage.
Keep in mind: Confirm exact contributions with the current KWSP Third Schedule and employer payroll.
Monitored dataApplied basis: EPF Act 1991 Third Schedule contribution categoriesSource checked 2026-08-27 Β· next scheduled check 2026-11-30KWSP
Produced byCalcs at Hand Editorial Team
Last formula check27 August 2026
Review methodKnown examples + boundary cases
Editorial and correction policy β